Thursday, May 21, 2009

Enjoying Life

I gotta say, I don't know how to enjoy life anymore. I have been searching for a job, but to no avail. There just doesn't seem to be anyone hiring. I was thinking about going back to Olive Garden, but I have no one in Peoria to watch Logan. My mom said that she could watch him sometimes, but she lives in Pekin and it would be a waste of gas to drive to Pekin to drop him off and then come back to Peoria. I'd probably use all the money I made at work on gas and that doesn't really make any sense. I'm just getting so sick and tired of living from paycheck to paycheck. I would love to buy some things for Logan to do, but all he really has is his bouncer and I think he is getting bored of it. I want to get him an exersaucer and saw one at Target for $60. Which really doesn't sound like much, but to me not having any money to my name, that's quite a bit.

The appraisal we got on the house was useless and now we are out $300 having to pay for the stupid thing. I have had to skip some bills this month and I really can't be doing that. And to tell you the truth the only reason we got the appraisal was because Vince has a friend who said he would like to rent our other house, so I figured we would have the money either way. Well now his friend is being an idiot and won't pay because the plumbing isn't finished. We told him to wait until we had the house fixed up to move in, but his dad really wanted him out so he moved in anyway. How is it our problem that he decided to move into a piece of crap house. He new what he was getting into. You really can't rely on your friends. They think they can get away with stuff because they know you and think you won't care if they decide not to pay rent. Well, that's where he would be wrong. He's not my friend, so I don't mind kicking him out on his ass. I just really, REALLY need a job or we are not going to make it. I just needed to vent. Thanks for reading.

Friday, May 1, 2009

Hoping for the Best

I haven't written a blog for a bit, sorry about that. Things have been kind of hectic. The issue with PAWS is still going on. Yes, we ended up surrendering the dog to PAWS, but then we get something in the mail for Vince saying that he needs to pay $285 because he didn't go to court for the ticket. So we go to PAWS and ask what is going on and they say that the dog was surrendered in my name, but the ticket was written in Vince's name and it was just a little mix up. They would take care of it. Ok, that was fine, well a few days later we get something else in the mail saying that he didn't get ahold of who he was supposed to to pay his fine and he now has 10 days to make payment arrangements or serious action will be taken which included possibly arresting him. So I call PAWS and ask what the heck is going on and she's like "well I haven't had time to go to court yet and deal with it" She had better get her butt in there because I am getting sick to death of dealing with them. Plus having to deal with the city with my houses. I've had to go into city hall every Tuesday for the last three weeks and I'm tired of it. Tired of getting Logan and strapped in his carseat and then trying to find a parking space and then lugging Logan around getting to city hall and just dealing with all the stupid codes, like having to put screens on your windows. I asked them why I need them and he says "You don't want mosquitoes flying into your house" But I told him I never open my windows so why do I need them then and he just says "it's a code the city has" Well, it's a really stupid code.

Vince and I have been struggling with money lately with me not working so we went into Citifinacial who we currently have a loan with. We were planning on going in there and just asking if we could refinance and lower the payments on our loan. But then we started talking about other bills and loans and she brought up that we could get a home equity loan and combine them all. So we looked at the numbers and if we did this it would save us over $300 a month and that is huge!! The only catch is we have to pay $300 for an appraiser to come and look at the house and we don't have that kind of money just laying around. We told them we would think about it and get back to them. I called my dad, who is a CPA, and asked him what he thought. He thinks its a good idea, but the interest is kind of high, but it's lower than all my credit cards except for the 2nd mortgage I have with CEFCU. My birthday was on the 27th and my parents gave me enough money to get the appraisal. I would need to have insurance on the house in order to get the loan, which I don't have. So I called a couple places and they were all over $1000 a year. That's a lot of money for house insurance. So my dad called someone he knows and they are trying to get me cheaper insurance. They haven't found anything so far. Yesterday, I went ahead and agreed to the appraisal and wrote it as my status that "I hope the appraiser calls soon." Well my dad calls me and asks why I got the appraisal and I told him I thought that's what he wanted me to do. He said no, he told me to wait until I got insurance and now he's all upset with me because I didn't listen to him. But I thought that's what he said, but my head must have been in the clouds or something because I guess I wasn't listening. I just hope this goes well because I don't know what will happen especially if my dad isn't behind me now.